Homeowner Tax Benefit Estimator

See what a home could take off the top of your taxable income

Enter your own scenario and get a first-year estimate of the mortgage-interest and property-tax deductions — plus your download-ready PDF.

Your contact info

First name

Last name

Mobile phone

The home & loan (your scenario)

These are your own numbers — Cali Mortgage isn't quoting a rate here.

Purchase price

Down payment

Interest rate

Loan term

Property tax rate

State

Tip: California property tax is roughly 1.1%–1.25% of the purchase price. Homeowner's insurance isn't tax-deductible, so leave it out.

Your income & filing

Filing status

Dependent children

Advanced: enter exact W-2 figures for a more precise result

Annual gross income (all W-2 wages)

W-2 Box 1 wages

Federal tax withheld (Box 2)

State income tax paid (CA)

Box 2 lets us show how a W-4 change could increase your take-home pay.

I agree Cali Mortgage may contact me about my inquiry by phone, text, and email at the number and address I provided (including by autodialer for texts). Consent isn't a condition of any purchase; msg & data rates may apply; reply STOP to cancel. No credit pull. This tool provides an estimate, not tax advice or a loan offer.

Your information is private and used only to prepare your estimate.

Aaron Knutson, MLO NMLS# 262862 (license status pending verification) · a division of Xpert Home Lending, Inc. (NMLS# 2179191). CA DFPI CFL #60DBO-1605250 · CA DRE #02166758. Equal Housing Opportunity. Estimates for planning only; not tax advice and not a commitment to lend.