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    Your Residential Home Mortgage Lender.  Best Rates, Lowest Fees, Fast Service.

    We are unique in the way we help you obtain a new mortgage that is unlike any other bank. Just like farm-to-table restaurants, we like to think of our lending style just the same. We take a personal approach when it comes to getting approved, looking at your long term goals, short term goals, financial situation, and bring to the table a mortgage that creates success for you and your family years to come.   Our location is in Roseville, CA but out online services make it convenient to set an appointment and begin the journey to home ownership from any where in CA.  If you want next-level service while obtaining all the mortgage knowledge needed to feel like a home buying pro than you've come to the right place!  We got love for our VA home buyers, possess extensive knowledge of FHA and Conventional loan products.  JUMBO loans are also right up our alley as we continue to build a wide variety of mortgage loan products.

    We realize that the home loan process can be difficult to understand due to industry-specific jargon. That’s why we’re dedicated to simplifying the home buying process, whether you are wanting to refinance to lower your monthly payment, access equity by a cash-out refinance or looking to purchase a property. Our mortgage professionals will find you the lowest rates available and work closely with you to ensure we find the loan product that fits your unique needs as a homeowner or home buyer.  You ready for world-class service?

    Helping Us Compete with Big Banks Saves You Money

    Chose Cali Mortgage over Bank of America, Wells Fargo, etc. and watch your savings stack up.  Big banks have tellers, store managers, regional managers, and many other costs resulting in more fees.  At Cali Mortgage, all we do is mortgage, and we deliver loan products straight to you, cutting out all the fat.  We lean on purpose so that we can pass those savings on to you through the interest rate and minimal fees.  All we ask is that you leave us a 5-star review online after getting the keys to your new house.  This helps ensure we can continue to pass on savings to future clients.   It's that easy!

    Supporting Cali Mortgage as your local mortgage company helps us give back to the Sacramento community as well.

    Walk Away a Home Buying Pro

    Assisting all walks of life from savvy real estate investors to first-time home buyers we'll make sure you walk away with the right tools and mindset as you hunt down your next property. Whether you’re looking to finance a house in a suburban neighborhood, a loft in mid-town, or a condo in litigation, we’ll provide you with a mortgage plan that lays out all the details you'll need to succeed. Our rates are some of the most aggressive in the market, and the mortgage approval process is lightning fast. Put your trust in a knowledgeable mortgage lender and discover the Cali Mortgage difference.

    Educating You on Exactly How to Get Your Offer Accepted

    Finding the right property, you can call home is possible when you have the Cali Mortgage Team on your side. The numbers speak for itself when it comes to helping families all over Sacramento and surrounding areas purchase and refinance homes using our technique and methodology in real estate investing.  It's our profound knowledge of  conventional, FHA, VA, and jumbo financing and our specific approach in accepting responsibility if your offer is not accepted.  We don't just leave the property offer process to the real estate agent because we know that by working together, everybody wins.  It's no secret...our recipe is the key to your success.

    There are no application or lock-in fees, which means you are never obligated to working with us. Our experts will streamline the process, bringing the highest level of professionalism and relentless work ethics to each and every client.

    At Cali Mortgage, we are always on the lookout for the opportunity to assist home buyers and homeowners in need of acquiring the best loan rates possible for their refinance. For home buyers, we’ve begun closing escrow in less than 14 days. This means getting your home to you faster with the financial details solidified quickly. We also offer free tax benefit analysis with a pre-approval letter for home financing in 24 hours.

    With so many options for financing and mortgage lending, it just makes sense to rely on a company that is dedicated to finding you a home that fits your specific needs and budget. We pride ourselves in offering a large mortgage product list from self-employment programs to first-time buyers.

    Contact us to find out more about our mortgage lending company. We proudly serve clients in Placer and Sacramento, California, and the surrounding areas.

    Service Areas

    Auburn | Carmichael | Citrus Heights | Davis | Elk Grove | Fair Oaks | Folsom | Galt | Granite Bay | Grass Valley | La Riviera | Lincoln | Marysville | Nevada City | North Highlands | Olivehurst | Orangevale | Oroville | Rancho Cordova | Rio Linda | Rocklin | Roseville | Sacramento | West Sacramento | Woodland | Yuba City