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Refinance in Sacramento, CA

Whether you’re looking to lower your house payments or you’re renovating your home, you may want to refinance. In Sacramento, CA, a home is one of your most valuable assets. Refinancing is a good solution for those looking to take advantage of the value invested in their home. We’ve successfully financed home improvement projects, assisted in re-negotiating the terms of mortgage rates, and converted fully amortized loans to interest-only loans.

We’ll carefully review your options with you to ensure you understand your position. Personal loans, equity loans, and store cards can have high-interest rates. When you want a lower house payment, or you want to remodel your kitchen, these are not the most viable choices. Instead, a cash-out refinance may be a better path for you to follow.

Debt Consolidation

There are many factors to consider before refinancing your home. First of all, you’ll want to take a look at your credit. Usually, your credit card rates range from 16% to 21%. If your total credit debt is more than 5% of your mortgage balance, refinancing is often a good option. There’s no need to stress out over this process though. Our experts will guide you through every step, ensuring you understand every aspect of debt consolidation and the options available to you.

Home Improvement Options

Making upgrades to your home is never a bad idea in the long run. Adding a room or remodeling the bathroom will ultimately increase the value of your home, allowing you to receive a more significant return on your investment. Not only that but making home improvements will also make your home more appealing to potential buyers, if you’re looking to sell. Modern design and contemporary aesthetics are often the big selling points of a home, sometimes even more so than location!

Dedicated Financial Advisors

Finding a mortgage advisor that understands you and your needs can be difficult. That’s why it just makes sense to trust in the knowledgeable and experienced team at Cali Mortgage for all your refinancing needs. We are leaders of the industry, possessing the expertise necessary to provide you with practical financing solutions.

Our team of professionals is dedicated to ensuring your complete satisfaction. We go above and beyond to exceed your expectations. Successfully refinancing your home is our top priority, so you can count on us to save you time and money in the long-run. We’ll help you understand the different loan choices available to you.