Follow us

A Refinance With Cali Mortgage makes the Process Quick and Painless

What separates us from other mortgage lenders is we stay on top of Fannie Mae and Freddie Mac guidelines so we don't ask for more documentation what what is required...this means less documents needed from our clients, easier underwriting approvals, less chance for mistakes and quick-turn times.  Did you know that Fannie Mae only requires only one month bank statement but most lenders still ask for the two most recent because that are not keeping with an ever changing market...At Cali Mortgage, we are experts at getting appraisal waivers and approvals with limited income documentation.  Top that with our seasoned Loan Processors and now you have a mortgage lender that can close escrow in as little as two weeks.  Contact us directly at 916-367-7508 or simply APPLY NOW

Whether you’re looking to lower your house payments or you’re wanting to do some remodeling to your home, it's possible that a refinance is the best route to take.  Cali Mortgage serves all of California as one of the best lenders available. Refinancing is an excellent solution for those looking to take advantage of the value invested in their home. We at Cali Mortgage are pros in getting the appraisal fee waived through what's called a PIW on Fannie Mae's Desktop Originator. We’ve successfully financed home improvement projects, assisted in re-negotiating the terms of mortgage rates, and converted fully amortized loans to interest-only loans as well.  Contact us directly at 916-367-7508 or simply APPLY NOW

We’ll carefully review your options with you to ensure you understand your position. Personal loans, equity loans, and store cards can have high-interest rates. When you want a lower house payment, or you want to remodel your kitchen, these are not the most viable choices. Instead, a cash-out refinance may be a better path for you to follow.  Cali Mortgage offers a free Refinance Consultation so that we can see if refinancing is best option for you.  Contact us directly at 916-367-7508 or simply APPLY NOW

Debt Consolidation

There are many factors to consider before refinancing your home. First of all, you’ll want to take a look at your credit. Usually, your credit card rates range from 16% to 21%. If your total credit debt is more than 5% of your mortgage balance, refinancing is often a good option. There’s no need to stress out over this process though. Our experts will guide you through every step, ensuring you understand every aspect of debt consolidation and the options available to you.  Contact us directly at 916-367-7508 or simply APPLY NOW

Home Improvement Options

Making upgrades to your home is never a bad idea in the long run. Adding a room or remodeling the bathroom will ultimately increase the value of your home, allowing you to receive a more significant return on your investment. Not only that but making home improvements will also make your home more appealing to potential buyers, if you’re looking to sell. Modern design and contemporary aesthetics are often the big selling points of a home, sometimes even more so than location!  Contact us directly at 916-367-7508 or simply APPLY NOW

Dedicated Mortgage Loan Officer

Finding a mortgage advisor that understands you and your needs can be difficult. That’s why it just makes sense to trust in the knowledgeable and experienced team at Cali Mortgage for all your refinancing needs. We are leaders of the industry, possessing the expertise necessary to provide you with a residential mortgage solution tailored to your specific needs.  Contact us directly at 916-367-7508 or simply APPLY NOW

Our team of professionals is dedicated to ensuring your complete satisfaction. We go above and beyond to exceed your expectations. Successfully refinancing your home is our top priority, so you can count on us to save you time and money in the long-run. We’ll help you understand the different loan choices available to you.  From start to finish we'll have your refinance completed with 2 - 3 weeks.  Contact us directly at 916-367-7508 or simply APPLY NOW